There are always reports of fallen trees and tree limbs during and after large storms. Such incidents can cause injury or death to those in the wrong place at the wrong time. It can be even trickier if it falls on your neighbour’s property. Suppose that is the case, who should take responsibility when a tree branch or the tree itself falls on a neighbour’s yard.
Such disputes resulted in higher insurance rates. As the system changes, now it can be decided with crucial determining factors to end such legal disputes.
The property line is the dividing line between two units of land. The legal line of property and what is above vertically determine who is responsible for the tree. For instance, if the tree is in your yard but leans over the neighbour’s yard, then your neighbour will be responsible for the leaning part.
Who picks up the mess and pays for the damage when a tree falls on a property line? Your neighbor is responsible when a tree falls over your shared property line only if you can prove he was aware that his tree was a hazard and refused to remedy the problem. Regardless, your insurance company restores your property first and later decides whether or not to pursue reimbursement from the neighbor or his insurer if the neighbor was negligent in maintaining the tree.
If your tree is 10 feet from the property line and falls on the neighbour’s home, fence or yard, the responsibility will be yours. But your neighbour will also be responsible for the rest of the damage. However, there is also an exception to the rule. If the neighbour already notified the tree owner in writing and the insurance company also knew the risk, then the tree owner will be responsible for both sides of the line.
So when a tree has a risk of falling, call an arborist St Albans right away. They can provide you with the right solution for the tree problem. This way, you will not have to engage in any dispute when a tree falls on the property line.